The PNC Financial Services Group, Inc (PNC) reported $5.48 billion in revenue for the quarter ended March 2025, representing a year-over-year increase of 6.5%. EPS of $3.51 for the same period compares to $3.36 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $5.48 billion, representing a surprise of +0.02%. The company delivered an EPS surprise of +3.24%, with the consensus EPS estimate being $3.40.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how The PNC Financial Services Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency ratio: 62% versus 62% estimated by seven analysts on average.
- Net interest margin: 2.8% versus the seven-analyst average estimate of 2.8%.
- Net charge-offs to average loans: 0.3% versus the seven-analyst average estimate of 0.4%.
- Total interest-earning assets - Average balance: $503.57 billion versus the six-analyst average estimate of $507.80 billion.
- Book value per common share: $127.98 compared to the $125.24 average estimate based on six analysts.
- Total nonperforming assets: $2.32 billion versus $2.38 billion estimated by six analysts on average.
- Total nonperforming loans: $2.29 billion versus the four-analyst average estimate of $2.36 billion.
- Leverage Ratio: 9.2% versus 8.9% estimated by four analysts on average.
- Tier 1 risk-based ratio: 11.9% compared to the 11.7% average estimate based on three analysts.
- Total capital risk-based: 13.7% versus 13.5% estimated by two analysts on average.
- Net interest income (Fully Taxable-Equivalent - FTE) (non-GAAP): $3.50 billion versus $3.48 billion estimated by seven analysts on average.
- Total Noninterest Income: $1.98 billion versus $2.02 billion estimated by seven analysts on average.
View all Key Company Metrics for The PNC Financial Services Group here>>>
Shares of The PNC Financial Services Group have returned -10.7% over the past month versus the Zacks S&P 500 composite's -3.9% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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The PNC Financial Services Group, Inc (PNC) : Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
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